Yes to a die chip.
Poor condition Joy but still collectible just for the history behind these. These were used during a major coin shortage in our country for a...
I have not been to the Mint's site. They actually sold out on the Mint set? Wow!
Maybe exposure to a fire? That blackness looks like soot.
Not as common as a chip or crack. Nice find IMHO. Not rare or very valuable but nice anyways.
As @paddyman98 said.
Different types of variations are being found quite bit in this area of the coin. Others here have been posting on these.
There is enough metal displacement to see in your pic to indicate PMD. So, this happened after it left the Mint and is not an error.
Possibly die deterioration or some plating issue. From the pic I do not see anything inside the "D" that indicates an RPM.
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