We can guess all day on what caused it but it's just damage.
This is a $100 coin in 64PL. Don't waste the money having it graded.
It's just damaged.
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How does that work with PCGS. Do you have to crack it out or do they still do a cross at any grade?
I'm not sure NGC or PCGS will do a cross on a PCI slab. They will crack it and grade it. They used to call that "cross at any grade".
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