Pat Delaney is the owner of Belvedere Collectible coins, he is one of most ethical dealers I have met in my short time of collecting. He actually had bought a passel of proof sets and when he discovered that there were 2 no S coins in those sets he contacted the seller and sweetened the pot for him. That sort of integrity set a standard for me, one that I will always try to meet, While he does a large amount of jewelery buying, he also has a fair amount of coins for sale, and occasionally some currency, his grading is pretty accurate and he mainly follows the grey sheet . If one is selling silver or gold he does pay better than anyone else I have met in the area, and when I have steered sellers to him he has not forgotten it. The only drawback is that he is a one man operation and sometimes he is just too busy to just talk coins.