One of my favorite jokes: "Back in 2000, Steve Jobs, Johnny Cash and Bob Hope were still alive. But now we have no Jobs, no Cash, and no Hope." Anyway tomorrow California's Innovation dollar goes on sale, featuring Steve Jobs (1955-2011). I do want one; partly for who it honors, partly because I like the design, and partly because it's a 1776-2026 coin and can't get enough of those (I mean that literally; I can't seem to get many!). But bad timing on the cashflow, and it's hard to stomach paying $61 for 25 of them (plus shipping). Plus it will almost certainly sell out before I get paid. I know technically it's a worse deal, but I'll pay $4 for one of them from some guy on eBay I guess. I still might get the Innovation dollar proof or reverse proof set whenever they come out. Those pretty much never sell out; I'm not worried.
There is nothing wrong with waiting as I wouldn't think these would go up much in the aftermarket (especially after the initial hype goes away). And if you only want one and not a full roll, paying a bit more for a single example is better than spending a bigger overall total for extra coins that you don't need.