I went to two shops today, a generic cash for gold shop and they said a 25% premium for the AGE, another which which is a fairly.. low quality coin shop which doesn't stock the AGE. They wanted a $7 premium on the ASE.. If I were buying the coin in person, what would be a fair price to pay for both?
Woah, 25% premium on a 1oz AGE? Run, far, fast. The $7 for an ASE is high, but not absolutely terrible if you're only buying one. In person I'd expect no more than $5 over spot for an ASE, and at most $50 over spot for you run of the mill ungraded AGE. If you can buy 3-5 ASE's at a time, you'd be in a better position to get it for a better price, especially online where it'll cut down on the shipping overhead.
$50-$100 for the 1 oz american gold eagle $2-$4 for silver american eagles. You will be best served buying online possibly, does your state have a sales tax on bullion? That may explain the high prices.
Provident metals sells 1 oz american gold eagles for $76 over spot (less if bought in quantity) http://www.providentmetals.com/2013-1-oz-american-gold-eagle-gold-bullion-coin.html They sell 1 oz american silver eagles for $3.19 over spot (less if bought in quantity) http://www.providentmetals.com/2013-1-oz-american-silver-eagle-bullion-coin.html They also have very reasonable shipping especially compared to most other online dealers: Shipping rates are as follows: [TABLE="class: cms-table, width: 325"] Order Sub-Total Shipping Rate $0-$99.99 $5.95 $100-$499.99 $8.95 $500-$1,999.99 $11.95 $2,000-$4,999.99 $16.95 $5,000 + $24.95 [/TABLE]
$3 over for ASE and 5% over for AGE. My one LCS stays standard at 20%-1/10th, 15%-1/4oz, 10%-1/2oz and 5%-1oz. Today's spot would make it just a bit over $80.