Do any of the pros here know of a resource or have information for collectible value versus melt? Any idea if common date Barber dimes/quarters/halves are at a price for melt currently that is also the floor for their collectible value? Thanks in advance. I have made one other post and received excellent responses.
I am no pro, but I use the redbook as a guide for the things I find, if its high mintage and the price says around spot i throw it in my junk silver drawer (assuming its not great condition).
This site gives you a pretty accurate and updated melt value on US coins. http://www.coinflation.com/ Now do the math from whatever price guide you want to use.
I have gone into shops and ask the dealer if they have any "junk" silver, dimes, quarters or halves and then look through a tray to see if there is anything that catches my fancy. These usually go for about melt if you are buying a few.
The question is about minimizing the risk of an investment. If certain coins are worth as much for their collectible value as their melt, there is less downside risk to the investment. I guess my answer to your question is both. There is an abundance of choices. Some will have less risk and more upside than others. For example, one would assume an 1890 Barber dime will have more collectible value than a 1964 Roosevelt dime. There are pros in this forum who have put a lot of thought into their purchases. I am trying to benefit from their experience / knowledge.