What is the best way to pay? Seems like you get the best deal with a bank wire, money order or personal check. Personal check will essential double the time it takes to get your product. Bad for me, I'm not very patient. Money order costs $5...waste of money IMO. So that leaves a bank wire. I don't know what that is....can some one tell me?
Your bank takes some of your money and sends it by wire (sorta like Western Union) to Provident's bank and it becomes Provident's money. Your bank will charge you a fee to do this. Doing this makes the money move instantaneously. And you can't get it back unless Provident agrees to send it back. No chargeback on credit card. No bounced, stop payment or other invalid checks. It is the safest way, on both ends, to transfer money, though.
A postal Money Order costs $1.10 (I think?) and they treat it as cash. As an example, if I place an order today and mail a postal money order tomorrow, I will most likely get my goods on Sat May 5 or Mon May 7. btw, your bank sucks to charge $5 for a money order...
I just use checks. for bullion I'm going to hold for a few years an extra 8 days to get it doesn't matter to me. with USPS MO the fee goes up with the amount but still cheaper than my bank for MO.