Dear Stardate ~ I am not sure of the value of your Palmer note but I am the ggg-granddaughter of the founder of the bank and collect Palmer notes. If you settle on a price and would like to sell it, please contact me first at:siriusone@earthlink.net. I am a retired school teacher (i.e., not dripping in money) but I do my best to puchase these when they come up. Please write back! Sincerely, LSP