convincing my gf

I think you should look at your expenses. Why invest in silver, a store of wealth, if you are paying a credit card payment that has a 21% interest rate? What about student loans, they have a interest rate as well, between 5% and 8%? How about a car payment, what's the interest on that?

My point is, you want to store your wealth, right? But, what good is storing the wealth you have if it's being eaten away by large interest rates. Pay off your debts first, then consider investing. It's hard to make money on an investment exceeding 21%. So, why invest in something that might make you 8% or 10%, when the money could be used to pay off something charging you 21%.

This is how I did it, currently debt free as of just 2 years ago, and now I can finally start investing to actually make money.....with percentage interest paid to me, instead of percent of interest of my paying someone else.

 

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My wife thought searching rolls for silver was a waste of time.. until I sold the silver and came home with a stack of bills.... She then wanted to know where her half was, I told her at the bank waiting to be found.


Hal

 

Cheap and sneakyKiss but it works:bow:

 

I read all this quite rapidly, so maybe I missed something here about your finances. If I didn't miss something then it is great you're finding out now what your future holds for you. IMO time to move on.

 

I always tell my wife that I buy coins so that maybe down the road I will A. make a profit to resell it or B. pass it down to my son when he get's old enough...she can't argue abotu that

 

whos $$ is it?

If your time,effort went to work for the $ then should you not say were it goes? If all your bills are payed why not, if you are using the rent $ she is right??

 

You're 17, in High School and have a ball-busting girlfriend. Your biggest problem is not whether or not she'll let you spend some money.

Some folks have to learn the hard way, I guess.

 

..wow that was awesome. I can't stop laughing:thumb:

 

I Don't

I Don't.....have a dog in this fight.:stooge:

 

I've read the entire thread, and felt compelled to introduce my "small change", which probably doesn't have great value, but may buy "food for thought". I might not be the best source for advice, as I left all of my worldly possessions to a wife many years ago when I realized that disagreements between the sexes are often not resolved amicably, and worldly possessions are worth less than friendship. She is still one of my best friends, and I know would be at my side in a minute, if I so requested. I've had maaany female companions over the years, and learned to never burn a bridge, don't "chew off" more than you can swallow, you may win a battle but not the war, a woman always has "veto" power, I don't know whose the boss but I'm certain it isn't me, and it's easier to ask forgiveness than permission. Discussions of finances, religion, and sex may causes stress, not necessarily in that order. I've always had a wonderful woman by my side, but unspoken/spoken differences may have generated new partners. I'll leave you with this fodder to digest, and hope that you can prepare a palatable meal which won't require regurgitation. :thumb:

 

nicely put. time for girlfriend2.0

 

If she,s trying to run your like know at 17, you can only imagine what its
Going to be in 5 years!! If it get that far!, Might be time to move on!!

 

If you are 17, unemployed and want to move out on your own with your gf ...put the money in the bank. In this case, she is right.

Once you have 3 months rent saved up in the bank and another $150 is burning a hole in your pocket ..then buy it at that time.

These old codgers talk a good game online but they are as whipped as the next man offline or they live alone without any female companionship..take your pick. :high5:

 

For everyone's information, Hudson is talking about himself here, poor bastage.

 

Hate to say it pal - but at 17 ya don't need a live-in who is running your life. What you need is to find a job and get on your feet and then find a LADY who cares for you and that you want to spend the rest of your life with....and then marry her.

My answer would be that she doesn't have any say in my money - if you are useing HER money to buy the silver then your situation is even more messed up and I would have first guessed.
If you were married then I would say that both should work together as a team - there is no mine and hers - there is OURS. The preacher said, and the two are one, and that is how you should work. If you have a want, then it should be talked about and BOTH of you should decide if it is a wise buy. ONLY if both parties are on the same page should you move forward. And the same goes for her - if she has a want, then your imput is JUST as needed as her's.

Speedy

 

Woman like to spend your money and save there,s being married for almost
30 years now i can say this with experience in hand....LOL

 

I doubt there'd be an issue with her if you spent that $150 on her. But really, why even mention it to her? What she doesn't know won't kill her.
Guy~

 

Wants versus Needs

Many of us on here are able to buy coins or bullion because our "needs" are met and we have the disposable income to spend on the "wants". Sorry I have to say that if your needs are not met, you will do well to learn to wait for the wants. You are 17, don't have your HS diploma, don't have a job and you want to move out and in with a GF who is probably in a similar situation. My advice, slow down with the GF, get a part time job, focus on getting an education so that when you have your needs met, a $150 buy is not a big deal! Think of this way, yes you can possibly make a profit on the 10oz bar sometime in the future -- but better to invest in yourself first! Getting an education and earning substantially more than mimimum wage is an excellent return.

 

That's the best advice I've read, yet.

 

You might as well "wizz " against the wind.......