This is a rip off. Silver Maples should never be more than $2.50 over spot, ever. If you are "collecting" bullion, I suppose you could justify spending more for a year you don't have yet. Offer $38.00 for both, at the most. Cheaper: https://www.jmbullion.com/silver/silver-coins/canadian-silver-coins/silver-maple-leafs/ Cheaper: https://www.providentmetals.com/canadian-silver/silver-maple-leaf.html You should pay $19 at the most for random year Maples. But I would personally never pay 99 cents over spot for a random Maple Leaf.
Consider the reverse. Perhaps he thinks he is doing a nice job pricing, so ask what his buy price is. If you can make money, sell him some of yours that can be replaced at a better price from strictly bullion dealers. That is the name of the forum, so invest for future down prices, sell! Jim
Or maybe he just asks high knowing that most will try to whittle him down anyway? Unfortunately, "delusions" exist on both sides of the table.
It means that if one gets a chance to make money ( which can eventually buy more coins) by selling at a higher than market price and then at proper time buy replacements at market or below price, perhaps a different source. Making money is good, hoarding is problematic as to outcome, IMO. Jim
What some dealers fail to understand is that not everyone is comfortable weaseling the price down. By continuing to inflate their prices they lose customers who don't care to negotiate.
What years are the Maple Leafs? Some of the ones minted in the 1990’s have relatively low mintages and carry a premium. If they are 1997’s, I would buy both at $30. TC