Hi all I am new to the silver scene. I was wondering about premiums. The coin shop near me sells rounds for $4 above spot ....ASE and Maples $6 above... and junk arond $3 above melt for $1 face. I was wondering if this is high? I was looking at provident metals and figured i could get $2 of junk and a ASE or Maple for the same price as $2 junk and a round from my local dealer. Has anyone had any dealings with provident? Thanks for any help.