I currently have two pick-up banks. Bank #1 - Smaller credit union with four other locations within thirty miles. Only been skunked once in about twenty boxes. That's the good news. The bad news is that they are switching couriers soon so the boxes will come from a different source. Bank #2 - US Bank. Many locations and always more than willing to order boxes or whatever I need. That's the good news. The bad news is that I am on an eight box skunk streak. I know eight isn't a bad streak but at two boxes a week, a month with no silver from these gets old really quick. Here's my dilemma and I think this goes back to trying to really figure out how coin processors work. Based from what I have read on here, this is how I see it going down and if any of you have any answers or different theories, I would love to hear them. Courier services have areas designated to each bank they service. Pallets of coin that have gone through the big hopper, rerolled, boxed, and the number of boxes put in that banks designated area is the same amount sent in by that bank. Here is where I think things get interesting. Bank #1 from above has told me at their other locations that they cannot order boxes of halves, but my branch will. So if they don't have a big turnover of halves, I have been pulling boxes from a pallet that have not been ordered in some time OR because only one location has a coin counter, they are not getting a bunch of dumps. Bank #2 from above has a high rate of turnover on halves so every week that they pull two boxes for me, they may be putting back ten boxes worth of someones dumps. Now granted, regardless of the fact that this bank has alot of activity on their halve pallet (or other storage device) there are always going to be a few silvers here and there that will slip back into those boxes because of the bags sent in by banks are occasionally going to have the grandma deposited silver halves in them. So based on my theory, and again this is just a theory. Bank #2 will always be a low silver producer unless the hopper just happens to be rich with silver halves and the occasional good box finds it's way to the banks designated area and I happen to be the lucky CRHer who gets it. Bank #1 boxes will be good until the I burn through all the boxes in their designated area and they start restocking it from the hopper. So if I believe what above is true, it would be much more efficient to double my order from bank #1 and cutoff my orders from bank #2 until boxes from Bank #1 go bad..... Thoughts? Opinions? To much time on my hands?
I'd say go with bank number one. Although it's not the right thing to do to base future expectations from what has happened in the past, you may be right and you may have stumbled on a pallet or small hoard of boxed coins that have a high number of silver in them. Go with it. At some point it will dry up. As far as bank two, again you can't predict future happenings from the past, but you also shouldn't keep hitting your head against a brick wall and expecting to suddenly get lucky just by keeping at it. You probably are getting more of coins that have been recently rolled, which to me says it has a good likelihood of being collected from other searcher's rejects.
