What could this be caused by?

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The striations on the obverse are the result of die deterioration. I don't know what you're seeing on the reverse. It would help if you told us what you think you see.
~ Chris

 

Looks like a word separation dot on the lower torch bands

 

Thats a common place for the die to break. It's a die chip.

 

Thank you

 

An old die

 

I'll find something good one of these days

 

Yes but you have to keep looking.