Are unsigned Civil War banknotes that are remainders or those that simply haven't been signed yet and thus not issued, just as valuable as signed ones? I'd imagine thousands of these would have to be signed by hand, so there may be many Civil War banknote remainders around. Should one look for a signed one since its circulation gives it value, or is an unsigned one of the same condition just as valuable? Or, is it the other way around? Thanks in advance!
I'd say it depends on the note, some are common or only found unissued, others would be a surprising find unissued. I don't think any general rule would be useful.
Some banks never opened but had checks printed ahead of time. Their charter was denied due to lack of funds in reserve.