1. What causes this type of toning? It's a "ghosting". 2. What can be done to prevent it? 3. Does it hurt the value, and if so, how much?
1) It's haze, and very typical. 2) Store in a temperature and humidity controlled environment, but there's nothing to be done with those coins themselves except perhaps crack the case and dip them -- but then you've lost much of the value which is in the original mint packaging. 3) Yes, but hard to say and depends on whose doing the buying.