Here is another thing that collectors often overlook. The terms of sale. Whether you are buying online, or through a catalog read the terms of sale page carefully. Here is an example of what to look for. Guarantees of authenticity. Return policies. Shipping rates. Shipping options. Insurance. Handling charges. How many days do you have to make returns. Are shipping rates refundable. What grading standards are used. What type of container the coins are shipped in. Minimum purchase. Minimum credit card purchase. What types of payments are accepted. Are they associated with the ANA or PNG. (This is one I really recommend. The ANA and PNG have strict guidelines for dealers). Look for dealers that have a phone number or a specific email address. Many times, people selling coins online, especially in online auctions are not licensed coin dealers. Be careful when dealing with them. Be very careful of individuals claiming that they are not coin collectors or dealers, yet all they offer are coins. Some auctions do not give much in the way of recourse if you are not satisfied with a sale. Knowing what your rights are in the sale can save you time and money.
