so i got this the other day so now the question is.... Do i just spend or do i hold on to it? i really have no clue on paper money. any input is appreciated.
Not really my area, but a quick look shows me it doesn't really value much over face unless it's EF40 or better. Given how hard currency is to grade for me, from a picture especially, I wouldn't feel good giving an opinion as to keeper or no.
Some might keep it, others might suggest spending it. It has enough circulation wear to push it pretty far down the grading scale, but I've seen worse posted for similar inquiry. What I like to suggest, is that you save the note, think about it, and potentially use it to buy another in finer condition or something else you like to collect next time you go to a local coin shop or coin show, be that coins or notes.
just hope that wherever you spend it, they don't put it under a scanner and then tell you it's a counterfeit (or just because it doesn't look like the new large portrait bills).
Nah! Don't listen to this guy. Just send it to me as a belated Xmas gift. I know that some people like the small portraits, but with the center fold, the dog ear and a serial number that is nothing special, I don't see anything particularly interesting in this note. Keep in mind that I don't collect paper money. Chris
Is it worth anything over face value? Not really. But, I would keep it. I don't see many of those floating around anymore. If nothing else, you can always spend it later if you have to.
Yeah, I'd keep it as well. Paper money is changing fast so any of the older bills are worth keeping, at least until you've researched it to your satisfaction that it's never gonna be worth more than face. Spending it is too easy and you don't want to have any regrets, so keep it for awhile.