A september 11 dollar coin If John Finney is right, no one will claim the $1 million bounty offered by a New Hampshire coin dealer for a rare 1913 Liberty Head nickel. Finney, of Bend, Ore., said he believes the coin vanished under tons of concrete when his mother's girlhood home in Sparks was razed in the early 1960s to make way for a freeway overpass. The story, he said, "started way back in the '20s and has been in the family forever," Finney said Tuesday by telephone. "I remember hearing about it when I was 8 years old." The Liberty Head was minted from 1883 to 1912. But five such nickels were minted illegally in 1913, possibly by a mint official. They never were placed in circulation, and for a time were considered illegal to own. Two are in private collections and two are in museums. The whereabouts of the fifth has been a mystery. Bowers and Merena Galleries of Wolfeboro, N.H., is offering a $1 million reward for the coin. "Everybody in the industry would love to see it," said Paul Montgomery, president of Bowers and Merena, which auctioned one of the coins in 1996 for $1.4 million. Over the years, many have claimed to have the missing coin, but it hasn't turned up. According to Finney, his uncle, Geno Questa, began collecting coins as a youngster and obtained the nickel in the 1920s. "He had seven brothers and sisters and was afraid one of them would find it," Finney said. "So he hid it in one of the floorboards in the house." When he went back to find it, it was gone. Finney said his uncle, nicknamed Dene, talked often about the lost nickel and mentioned it again the day before he died in 1993 at age 78. "Dene thinks what happened is one of the other kids found it and hid it in another spot," Finney said. "He searched the house but never found it." Questa, Finney said, believed his youngest sister, Evelyn, who is Finney's mother, was the mischievous culprit. "I was just a little girl," said Evelyn Finney, who lives in Reno. "He hid it in my mother and dad's closet," she said. "I remember finding it. Then he said it was worth $13,000." But Evelyn Finney, who turns 86 in June, doesn't remember what she did with it. She said she might have spent it on ice cream. "I was maybe 9 or 10," she said. "I didn't look at it. It was a nickel." But John Finney said his uncle was convinced she tucked it away in the house because she feared her older brother's wrath. "If she spent it, it would have resurfaced," Finney said. "Why wouldn't it have shown up?" He believes she found it, became afraid and hid it away again forever. Sheri Slover of Sparks Rare Coin Co. is skeptical. "Everybody and their uncle has a story," she said. "Everybody wants to believe. "It's a good story, but there's a lot of them out there."