I just got back from my BofA ATM... I pulled out a hundred and EVERY single bill is messed up! I have 3 newer $20's that have all been ripped in half then taped back together.... I have 1 1950 Series $20 that is literally disintegrating and a HALF of another 1950 $20. I didnt even know ATMs could dispense half bills! Do you guys know what I can do with this? I HIGHLY doubt the bank will help me out... I know that I can still use the newer $20's but WTF do I do with the 1 and 1/2 1950 ones! Im broke and every $20 counts, so if you guys have any ideas that might help please let me know... =T
Did you measure the "half" bill? I think if you have 51% or more you are allowed to still use it as legal tender....
Yes, its actually slightly more than 50%, its curled in the pic so it doesnt look like it though. Someone gave me the link to a eHow on turning in damaged or mutilated money so I am now relieved, I guess I CAN use it as legal tender! Hehe. I was just so sad when I got that kind of money out of the ATM and the banks were closed and couldnt help me.. =T lol
If you've got any kind of bank worth anything they should make good on it - I mean there is a paper trail right? Take em in or leave that bank and find a credit union. CU's tend to be a bit better about any kind of foul up in my experience.
Looks like someone accidently put the "sendback" money in the wrong pile and loaded into the machine. I would think that the bank would help you out on this.
I'm glad no one's said anything about the collector's point of view of the older twenty. I know what it's like to be broke. If I needed the cash, I would rather have a twenty right here right now, than to worry about what that bill might be worth to the collector. More than once I've spent old, beat up twenties and two dollar bills on groceries. I'm sure your bank would be more than happy to help you.
Pilkenton, Good point. Frankly, the value of many older worn bills from the mid-20th century on is so nominal, it probably isn't worth the effort for somebody to try to spend the time or gas money on finding a dealer willing to buy.
Make haste and head back to the bank branch where the ATM is located. BRING YOUR RECEIPTand the bills! Ask to speak to at least the Head Teller or Manager. Explain what happened and show them the receipt. Let them make the decision to satisfy your need for better bills.
Seems like that machione was a little on the "hungry side" Did you ever send it in for replacement? RickieB
I had a similar incident happen as far as an ATM giving me a 20 that had been taped together. Well when I went to pay a bill they wouldn't take one of the 20's....as you can imagine, it was the taped up one. Because the serial numbers didn't match. The first 2 numbers did but not the rest. When I called the bank to find out the protocol...she said they couldn't help me cus it wasn't their ATM. She said they have a currier for the ATMs. I said "Then what do I do because that's my hard earned money and I paid $3 for your ATM service?" She put me on hold and then came back stating the branch manager wasn't in but they would call me when they did return. Mind you I was on my way to work that morning and knew I had to go pay a bill right after work...so I stopped at a CHASE bank ATM, withdrew $400, counted it, and carried onto work. I didn't notice the taped bill until I went to recount and hand the money over. The lady saw the serial numbers didn't match and gave it back. I don't have an account with CHASE either but have used the ATM before since it's by my house and my bank isn't local. I live paycheck to paycheck for the most part and 20 goes a long ways for me. I know the ATM has a camera and I know the lady where I paid my bill pretty well. Maybe she could confirm I owed them the amount I pulled out of the ATM....
