coins in for reconsideration grade or send to CAC ? How much fee for these two services? PCGS cost a lot more?
CAC is cheaper than reconsideration. But the course of action is entirely dependent on the coin. Just being in an older holder doesn't mean the coin is under graded or would even sticker at CAC. First thing that needs to be figured out is is the coin honestly under graded or just assuming so because it is an older holder? If the answer is yes it is undergraded by how much. What is the price spread between it's current grade and the next grade? If the price spread is large reconsideration is the way to go. If the price spread is small hoping for a gold sticker from CAC would be more beneficial.
We need to see the individual coins to answer this question. Some will be worth sending to CAC, some for recosideration, some aren't worth the bother, either because they're low-end coins or because there's no additional value on a sticker or upgrade.
What @messydesk said, more or less is my opinion. It also depends on why you're thinking of regrading/stickering the coins. Is it to make them easier to sell?
I have a few gold pieces in old rattle holders that should CAC without any problems, but IDK if it is worth the hassle. I have two nice $10 Libs. that had been in my possession since the early 90's.
You're already into rare air with this issue at 64, there are only 23 at 65 (price doubles from 64) and 66 is Top Pop. PCGS isn't going to upgrade lightly, even though the second one looks like a slam dunk to me and the first has a strong case. I guess my question is, why not both? Submit them for reconsideration; PCGS won't unslab them if they don't upgrade. CAC will almost certainly Bean them if PCGS doesn't, and then you have two Beaned and plainly undergraded $10's in OG PCGS holders. You'd get a substantial premium over MS64 for that, even if not 65 money. Your risk for Reconsideration is, they charge you 1% of the new book value if it upgrades, in addition to grading fees. That's $85 per coin, as PCGS calls 1906-D in MS65 worth $8500.
I would send the 64 for reconsideration and the 65 for a CAC sticker. There's close to a $1000 upside for a 64+, which isn't out of the question with that coin, as it looks quite nice. Getting a bump on the 65 is a longshot, but it also is quite nice, and I think CAC would approve.
Doesn't make much difference whether you are selling now or later. A bean or an upgrade will vastly improve your position with the coins.
No I'm not selling. I am into em too deep. Had my chance to sell em before the market crashed. I was offered $15,500 for the MS65 and $6500 for the MS64. I bought both of these coin along with a MS65 1914-D $10 Ind. from a dealer friend who just received a package back from PCGS that day, so I guess you can say that I am the original owner of these two coins.
The only other coin I have left from the good ole days is a PR64 Barber Half which I cracked re-submit and received a 2 point upgrade.
The Saints are undegraded by today's standards. I' ve seen a lot of 63's with less eye appeal. But there is no big money in upgrading. So enjoy your lovely holders from the eighties.
I think the Morgan would definitely upgrade at least 1 point. I haven't seen such great coins in a long time. No matter what you do, you got great looking coins that virtually every collector would want
If I look hard enough in my safety deposit boxes I'm sure I can come up with a few more compared to today's grading standard.
The weird thing about the Saints is that even though there's no spread in the next higher grade, if CAC put a gold sticker on them, you'd probably get 64 money, since people tend to shut off the part of the brain that thinks rationally about what to spend when they see a gold sticker on a rattler.
