Well I chose MS-63. Maybe I am more conservative than NGC? I'd love to be a coin grader but honestly I doubt I could ever know enough. I bet SEGS would have graded this a MS-61 based on coins of mine they've graded.
I knew it had to be at least a 64 but figured it got a bump because of the cool color. It's tough to find MS Indian cents with colors this nice. What made you feel it was only a 63?
The strike has areas more to be desired, especially by the lower hair. Also the toning gets dull and breaks in selective areas but the biggest problem is the heavy dirty spotting along the rim. Honestly I was on the border of calling this a 62 but it looked a bit too attractive to be that low a grade.