Real solid strike, nice luster and very few nicks. That sounds like a 66+/67, but then there are those spots. Not major spots, but they are visible. It is still one of the best 65's I have, but that is what NGC called it. I would sure put at least a + with that grade, but I don't even know if that grade was available when this was graded.
One of the nicest 65s I've seen , I had this marked as a high 65 yesterday , but changed to a 66 after looking again today . Still think it would make a 66 on a different day .