Is that a vertical hairline scratch on the eagle's breast or a streak of toning? If these are not problems, I grade the coin 65.
Sure wouldn't surprise me. But me, I'd want to look at it in hand to see if that is toning on the end of the nose and the eagles wing tips - or breaks in the luster.
Thanks for everyone's guesses! It's actually an MS64+. It looked like an MS65 to me, which is why I purchased it. I will post some more pics once I receive it