Glad it's PCGS, makes my guess easier. Strike issue on the right wheat and subdued luster holds it back.
I will say 65 as well. But I was a little leery by picking 65 because of the carbon (pretty light but noticeable) on the reverse.
This coin is nearly mark free, has nice luster on the obverse, but only descent luster on the reverse, and has some spots (although not yet carbon spots). The difference in luster is noticeable both in hand and in my pictures. PCGS gave it a 64. In this case, if it is a 64, it is a real nice one.
Nearly everyone dropped a bit, but baha continues his lead. Top 10. Columns are rank, name, average, and number of guesses. bahabully 0.250 50 Leadfoot 0.311 47 Duke Kavanaugh 0.350 22 BadThad 0.354 50 ldhair 0.360 27 jallengomez 0.367 32 swhuck 0.423 28 mark_h 0.447 49 sro114 0.586 31 au and ms coins 0.625 17
Very harsh grade, decent luster and virtually hit-free. I guess they penalized for the obverse spots (small) and the poorly struck right wheat...and perhaps the luster is less than the pics hint at.