PCGS only goes by the top and bottom bands. I see no break in those bands. Why would they not say FSB? Now, NGC uses the middle also. Not a prayer they would cal it FSB.
My understanding is that no matter who you are, to achieve FSB it is strictly by the center band. The upper and lower are almost always well struck.
What is that running from the back of the head down past the initials? If this is a 66, I have 67's and 8's. 65 tops. I don't usually see pieces with a monster obverse scuff in 66 plastic.
I am pretty sure that is a shiny spot. I have several Lincolns with such spots (not rubs). There may be some way to photograph them without their turning black, but I have not found it yet. BTW, I am pretty sure that is what is in front of Liberty's chin also.
Well it looks like the heavy die polishing has thrown people off. The photo's on eBay did not show the heavy die polishing. I bought this for $44.00 plus free shipping on eBay. I'm not too thrilled with this example, so I will be shopping around for another. It is in a PCGS holder graded MS-67.
Most generous grade I've seen in a very long time, and that includes third tier slabs. The jawbone alone should take it out of 67 range. I wonder what the "grade" of the submitting party to PCGS was.
It takes a bit to get used to grading from pictures. After running 600+ of them, the biggest mistake most made was seeing these craters on a 20 X picture and not being able to see them as barely detectable in hand. My guess is you would have trouble finding "the jawbone" problem in hand even with a loupe.