http://www.ebay.com/itm/1900-Morgan...82?pt=Coins_US_Individual&hash=item43b6c0980e here is the e-bay link. As an e-bay 'lurker' I have seen many of their coins and find myself wondering, why do these people not send such coins to NGC or PCGS.....
If I were paying what the bid is now it had dang sure better look like the pic or it would be going straight the hek back!!! $3,330 with just over an hour left. If the mint had them on their wbesite it would look like this.
I have a hard time believing it is real. It's too perfect. The best NGC has graded is MS67, and I don't know about PCGS. Chris Okay! It's a proof, but it still doesn't look right.
It's a proof, no way you could grade that coin from those pics. While the diffused lighting pics do a good job of showing the reflectivity of the fields, they are not going to show hairlines and light hits. And with hairlines being the biggest concern for proof coins, those pics are basically useless (from a grading standpoint). Only thing I can say is it looks like there's a fingerprint or stain on the lower reverse. This particular seller is also pretty notorious for his style of photography.
I will make two statements and folks can interpret them on their own- 1) Images of proof coins can hide virtually anything short of a hole in the center of the coin. 2) Sellers who cater to folks who might not be especially knowledgeable can have great ratings since their clients won't know what they actually received.
Look to the lower right of the bust on the obverse where the shadow falls. I see numerous marks in just that small area.
GSCs over-exposes there images for a reason - to hide flaws that may detour potential bidders. Rumor has it that this company has been cracking-out problem coins from TPG slabs for years, and throwing 'em on eBay raw, hoping that some gamblers (or "bidiots", as the bold [like myself] would call them) will bid-up a coin in hopes that they could get it in a numerically-graded holder. From stories I've heard, it usually doesn't turn out in the buyer's favor. If you're only an amateur collector, I highly suggest avoiding their eBay listings.