PCGS defines full steps as follows: Term applied to a Jefferson five-cent example when at least 5 steps of Monticello are present. Now as to the grade, you can go to the PCGS web site and use their free service called "photo grade" to match your coin up to a grade. As to submitting it for grading, you do realize that you must be a member of either PCGS or the ANA in order to submit the coin. Then there is the grading fee to consider as well as the shipping and insurance you must pay for. All in all, you may wind up with a coin that is not worth what it cost to have graded, and sadly yours is one of those. It does have a nice luster but lacks detail. It takes more then just having full steps to make the coin Hope this has helped.