There are only three MS65 1920 PCGS saints. One is very recent & I think it was a crossover. I've not seen it yet. The other is the Eliasberg specimen in MidSouth's set. The last one went dark (probably PEC???) Everybody basically has to choose a MS64 None are extremely expensive and the pop is large enough so everyone can have one. That puts us all on about equal footing. Billionaires & time-clock punchers. The only one out of 64 coins in a full saint set that is like this. Now throw in + & CAC and watch what happens.