I just won this piece in an auction. Yes, it's over graded, and I knew that as I was bidding on it. NGC graded it EF-45. It's more like a VF-30 from the sharpness perspective. There is some mint luster in the protected areas, which does not show in my photos, which would suggest the EF-45 grade, but the sharpness is not there. Why did I buy this piece. It represents a date that is hard to find in U.S. mint history. The mint did not produce any cents in 1815 becaue it didn't have any planchets, coin blanks, available because of the War of 1812. Deposits of gold and silver bullion were limited because of the war. The quarter is the most common coin. The half dollar is an expensive key day, and there are only 12 to 14, 1814, half eagles. So, here it is, my only 1815 coin. It completes a year collection from 1792 to date.
Congratulations on completing the year set - as the Stones wrote, "you can't always get what you want, but if you try, sometimes, you get what you need".
