I have found several 2020-P Virgin Islands Salt River Bay quarters with extra leaves (cuds?) near the top of the reverse side of the coin under the space between the "R" and "B." Any assistance as the proper identification for this would be greatly appreciated. It is certainly not typical of most Salt River Bay quarters that I have seen. Thank you.`
You should attach jpeg photos, not PDF files. Most people aren't going to want to open PDFs. I did, and my computer didn't blow up, in case anyone was suspicious. I saw the pictures, but can't answer your questions, I'm afraid.
Perhaps the two photos below will better show the difference in the area just beneath the "R" and "B.". The first photo reveals the "clump" of leaves whereas the second one reflects what the reverse of most Salt River Bay quarters looks like.
Minor die chips in the leaves. They are common on many of the ATB quarters. No premium but keep it if you like it.