Ok I will admit these new cents are out of my wheel house, I'm not a copper collector to begin with.....but haven't seen any of these in my area in circulation. So I picked up 4 rolls today while at the bank. I'm guessing the F in OF is a plating bubble? and the lines coming out the right top of the shield a clash?
After reading the reference you as well as Evan are correct . The match for the clash up would need to begin at the top of the N not before or afterwards . Thanks for the link.