Got a $20 star note from ATM but it isn't very nice.Someone marked on it with a black marker on the back and it has several folds in it.Series 2004. My question is- Should I keep it or spend it? It would be my second star, but my 1st $20 star.
what's the serial number? if it's a rare run, maybe keep it. if you can afford to keep it, why not? you can always spend it later if you decide that it's only worth $20 to you.
If the first two letters in the serial are any of the following EB EK GA You definitely have a keeper. All the rest of the 2004 or 2004A star notes will probably require several decades to see a premium in that condition.
all stars are keepers lol dont listen to these guys as for it being worth more then face .. well, then yes, we need pictures
There's no way the OP can understate "black marker on the back". That note needs to be pretty scarce to see a premium with that kind of damage, even if the note is otherwise an UNC.
those black marks do not automaticaly make a note worthless. they do fade. and star notes most always have a better chance of catching a premium, even if only $1, over a regular issue note - exceptions do occur. if you are heavy into currency, and like collecting stars (even though this is only your second) and can afford to tie up the $20.. i would say keep it. But if its worth more then face, as gaztdon pointed out, the black pen does tilt the preimum question to a no. collecting is not about making a buck (or two) ... that is investing
