Look at the Reverse side.. It states FIVE CENTS.. that's the value. It's circulated. With no extra premium.
Welcome to Coin Talk. I agree with @paddyman98. I'm just curious as to why you thought this was different.
I agree- circulated coin that's only worth it's face value. If it was in MS condition, then it would have a premium.
I can't truly speak for her, but I'm thinking it's probably the date. To most people under 40 , 1962 is a very long time ago, and thus, an old and maybe valuable nickel. When I first started collecting, I was putting everything older than 1970 in a 2 x 2. Then I wised up. BTW, Denita , Welcome to Coin Talk !! Don't give up ! Please keep searching, and posting. Sooner or later, you'll find something nice.