This is a tough coin in high grades, especially with FBL. Your pictures are making it look dull, but if there is good luster in hand, I'll call it 65. I don't see a whole lot of marks, so it is really the luster that will make the difference between 64 and 65 here. The bell lines also appear strong, especially the bottom set. I am certain that PCGS called it FBL. There appears to be some weakness in the top set, but again that may be due to the picture. Taking good pictures of the bell lines is very difficult. I would have to see it in hand to determine whether NGC would call it FBL or not, but I think they would. Also, since you posted this in the "What's it Worth" subforum, I'll guess $100 if it is 64FBL, $650 if it is 65FBL.
Huh, I guess the luster is worse than I thought. That seems a bit low, but an in-hand evaluation might be different.