OK so I've got a few questions here. The local coin shop I like to buy a lot of my coins at has a couple 1928nights peace dollar's for sale. One is a little nicer than the other and is AT LEAST in AU condition in my opinion. They have it labeled as Choice Unc which I wouldn't have a hard time arguing with. The nicer one they have a price tag of a little over $500and on. So, to get to my questions...first, is that price fair or should I try to get it for a cheaper price? If I should try to talk them down, what price should I shoot for? And lastly, if I do end up buying the dollar is it worth sending it in to get it graded? Sorry I can't post a picture for everyone to reference, but at very least I'd say this is an AU58..probably higher.
Without seeing the coin, at least pics, it's hard to say one way or the other. What I would suggest you do is go to the Heritage web site and look at recent completed auctions. Compare the coins you find to the one you are looking at and go from there.
