1921d Morgan silver dollar

At a Wells Fargo I bank at a teller I know informed me of another customer that had some coins I might be interested in. One of the coins is a 1921d Morgan silver dollar. So I contacted the person through email and they sent me pictures of the coin. Before I buy it or make an offer on it I would like to have a good idea on value. The coin in the picture I was sent looks kind of off so I'm not sure if it is even a real coin. Can anyone tell me if it is indeed a real coin? Does anyone have an idea on potential value? Is the coin worth buying?

 

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I'm not a Morgan expert or anything, but the D seems unusually small to me. As for value, it looks like an AU something that can usually be found for about twenty bucks.

 

It's a common date 1921-D. Unless it's some rare variety, it's not worth much. It seems like the teller and seller are going through too much trouble for such a petty coin. How much is the seller asking?

 

She has not named a price yet. I did not necessarily tell her I wanted it because to me it looked off.

 

The mintmarks on 1921 Morgans were pretty small. Just one of the many slight design changes on the 21's

 

Do you have an idea on potential value?

 

Thank you for everyone who has replied. For any experts out there please help me get an idea on potential value so I can make a reasonable offer. Any help is appreciated!

 

There are two values... personal opinion value and market value. In my opinion I wouldn't pay anything over melt value (currently at $12.85) for that. But I just don't like the way it looks.

Market value suggests it might be worth a little higher, about 20 bucks. See active listings here on eBay.

Ultimately your opinion determines its value though.

EDIT: You might want to ask her how much she wants for it first. I have a funny feeling she thinks she might be sitting on something valuable . If you make your offer first she might be too offended to listen to your explanation on why it's worth so little.

Then again she could be a total hottie and you might want to reconsider your offer.

 

That's funny you mentioned that. The banker I talked to said he looked up the value and told her is was worth roughly 40 dollars and mentioned that the woman might not want to sell it for less. I think this range he told her is based off what he would buy it for. He told me he would pay 55 dollars for it!
Also, how would you explain why the coin is not worth alot to this woman?

PS:I tend to mess it up when it comes down to this part.

 

Yeah right. I'm 16 and shes like 60.eww

 

You might want to let the teller know he can get one for about 20-25 bucks. I'm sure he would appreciate that and you might get someone into the hobby.

I would just be honest and straight to the point. Tell her there are literally millions in existance and there are always a bunch for sale on internet sites like ebay. If she gets mad then that's on her. She'll probably go home and check for herself anyway and then realize she was being unreasonable. Which is a good thing cause then she'll stop looking foolish when telling others that it's worth a lot more than it really is. It could also be good cause it could prevent someone from getting ripped off. Who knows maybe if you see her again she'll even thank you for helping her.

Of course it's also possible that she knows full well what the coin is worth and is fishing for a sucker. In that case telling her straight lets her know you are not that sucker.

 

One good thing you do have going is, it is the only Denver mint Morgan. That makes it a little more interesting. You need at least a 64 or above for some $.

 

All you have to do is point her to Ebay where 1921-D's in better shape than this can be had for less than $25. The best explanation is physical proof.

 

Thank you Endeavor, HAB 28, and SuperDave. I really appreciate it.

 

I think the potential value here is learning how to tell somebody you are not interested. The pictures are horrible, but I agree with you that it looks off. The "toning" kind of looks like shoe polish. I don't see any obvious bag marks. The details look kind of goofy on the obverse, especially the "I" in "Pluribus". That could be poor image quality, but that is reminiscent of cheap Chinese fakes.

The lead-up to a price over twice the fair value is suspicious. "He told me he would pay 55 dollars for it" If that were true, I imagine the coin would be sold already.

 

Hmm. Maybe I should do research on Chinese fakes. I personally think that the "liberty" on the head looks off.

 

worth about melt value

 

They say about violins, the older the wood, the sweeter the music.