Might be fake. surface looks bubbly to me. Even if it isn't you're looking at a little more than a twenty dollar bill as far as value goes.
It looks too clean to me. Very few hits for a coin with what looks like wear. Maybe just the image. Have a reverse image?
Can't tell from the picture. Need pictures of obverse and reverse that are clearer. However, the 1921 is not worth more than melt, if it is circulated. In all mintages, it is the most common Morgan there is.
