The coin looks flashy... but that big mark out in front of the face should keep it out of a 65 holder... that is an older holder tho... it was not graded recently.
Yes, NGC is one of the top flite TPG's out there, I would say PCGS is a notch better. But I do agree with LostDutchman, why it graded a 65 with that bagmark on the obverse is mind boggling.
NGC did not set the price. Unlike PCGS, the price guides listed on the NGC site are not set by NGC. NGC has a contractual arrangement with Numismedia to provide the price guides. Chris