this coin has numerous problems. the photos are the sellers photos, i have not received the coin in the mail yet. worth more than melt value? any opinions?
I agree... and I think what you paid was a fair price. Also, the seller was honest in describing the "light cleaning and retoning".
Do a search of completed listings (1876-S quarter) on eBay. The photos the OP posted are the seller's pics, so it's easy to find.
the listing for the coin mentioned a "light" cleaning and retoned back nicely. the way that the seller described "retoned" would suggest that the coin toned back after the cleaning and had not been altered, except for the light cleaning itself. but i don't know because i have not received the coin in the mail yet.