While the toning on this coin is going to turn many people off, the surfaces are actually very, very good. It appears to have good luster that is not muted by the toning, so I am going with MS65. I'm guess it is in an old fatty NGC slab as well.
I will say that it is in fact an old fatty holder. The surfaces are very clean, aside from the couple of contact marks already mentioned. Luster is there and the toning I found to be pretty unique.