Zincoln's, as some of us refer to cents minted from 1982 to present, with copper coatings on zinc, have numerous "anomalies" due to the plating. Your coin would be as Tommy mentioned, a die chip.
Collectible if you like these, but no, not much value over face. Dealers "might" have these in their junk bins at @25-50 cents each as a sideline.
A common die chip or interior die breaks such as this are basically worth a quarter if buying from a coin dealer.
Good picture. I’m one of the nuts @paddyman98 out there that like thinks different. If that’s Commonplace die chip. I like it.