1900-O 10C Barber: grade opinion sought

Please vote and post your opinion on the grade for this Barber Dime.

It's been in my collection for at least 40 or 50 years. One of my favorite. Mom gave it to me.

Obverse:



Reverse:



1900-O 10C
Strike: Regular Circulation
Mint: New Orleans
Mintage: 2,010,000

Series: Barber Dimes (1892-1916)
Obverse:

Liberty head to right, date below
Lettering:

UNITED STATES OF AMERICA
1900​

Designer: Charles Edward Barber​

Reverse:

Value within wreath, mintmark below
Lettering:

ONE
DIME
O​

Designer: Charles Edward Barber​

Composition: 90% Silver (.900 silver, 0.100 copper)
Weight: 2.50g
Diameter: 17.9mm
Edge: Reeded
Orientation: Coin alignment ↑↓

 

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I think VF-20, Details. The scratch on the reverse might be forgiven for a well-circulated coin but to my eye it's too distracting for a straight grade.

But any coin from Mom or Dad is a special one.

 

Another set of pics for the same coin as in post #1.

Obverse:



Reverse:

 

VF20, straight grade.
Shrink the dime down to actual size, I think the scratch is not a huge issue at this grade.

 

+1

 

F-12 !!

 

VF20 Details...damn scratch!

 

Thanks for the comments and votes, y'all. It's a good looking coin in-hand, and the scratch doesn't really stand out.

 

VF20

 

definite VF

 

Thanks y'all!

 

I went 20; I think it would straight grade.

 

I'm with you. Thanks for voting.