Zero...If it has a sticker, I pick it off because it looks ugly. Often times I have it re-holdered for a Gold Shield/True-View and comes back without one, so that is convenient.
After reading @ToughCOINS comment, I had to vote 100% or more. Not that the bean itself means anything. Not paying for the bean, per se. But some of the coins that get beans are really exceptional coins and the cost to acquire it if you want it could be a lot more than what is said to be the fair price by whatever guide you are going with. And some coins that are not slabbed or are slabbed but have not got the CAC sticker (either because it was submitted and did not pass approval or has never been submitted for a bean) are also exceptional coins and might deserve a premium to attain. I don't think there needs to be one single 'premium' attached to the CAC though. Each coin should probably be assessed based on the factors that make it so. The CAC sticker is just another factor that for some people is worth factoring in. The guarantee is a good thing though. It is another hoop that coin has to go through and for some it's worth that extra.
In the coins I purchase -- Morgans and Saints -- the premium tends to be about 20-25% for more common coins.
I've bought a few coins that happened to have CAC stickers. Never paid extra for the bean and in most cases, I cracked the coin out. I am a good enough grader of the things I collect that a slab means nothing to me. So I cracked the CAC.
I have a number of coins with a CAC sticker on them but, I didn't buy them because of the sticker. I have also passed on a number of slabs that had CAC stickers to buy coins without the sticker. The coins I passed on that had stickers I didn't agree on the grade, or it wasn't struck very well, or something about the coin didn't appeal to me. I wonder how many people know that the person running CAC also was involved in starting up PCGS and then NGC. That may be why CAC won't even look at ANACS coins. There should be no reason why they won't CAC other grading service slabbed coins. If the grading is right who cares what slab it's in. But as of right now I haven't seen an actual written statement why not. If someone knows of one let me know. I even emailed CAC about the matter a few times in the past and was told I need to talk to John. WHY? Don't get me wrong I think certified coins by PCGS, NGC, ANACS as has CAC have done a great service to the coin hobby. They have done a great job getting rid of those dealers that took advantage those with less knowledge. Back in the 60's and 70's fraud was common in the coin hobby.
I sold a classic silver silver commemorative half dollar in PCGS MS66 for more than 2X CAC price and it was rejected by CAC. I told the buyer and he didn’t care - it was that nice.
I have grown to really appreciate CAC. While I disagree with them frequently, they provide a service that benefits dealers and collectors alike. Dealers get a nice premium for their coins and collectors get confidence in what they bought and easy liquidity. Simple as that.
I know it's an old argument, but this is what the TPG is supposed to do. I guess you could say "extra confidence" instead.
I don't buy often enough to worry too much about what I pay...sticker or not...if I want a coin bad enough, it's worth it to me to pay for it, if within reason, not through the nose, etc. To each their own.
The elephant token I posted above sported the "bean"; I suppose as a counterfeit really good for its grade...
CAC means nothing in my buying purchases. I do buy slabs, and even though most CAC'd coins are absolutely beautiful. I would rather buy a raw coin that I can hold Photo correctly( at least try) And put it into my collection. I do have a hard time passing no line fatty's, and rattlers, I think they feel they are elitist. There are more than plenty of soap box slabs left that would easily CAC. Sorry @Insider Your company just doesn't have any Iconoclastic type holders.
however they do have more aesthetic appeal than the bright yellow, distracting, beveled top ANACS has... ICG... please hire me!
I was talking about the Soap box holders. If I knew what you do, and even thought about being a collector at your age, I might have tried to become a grader. Sounds like, fun, One thing required to become a career, Is that you like what you do, I am a 4th generation carpenter, I started my career as a drywaller, yeah I built with my Uncles, Dad, and G'Pa. But Drywall was my passion, I now remodel homes. As long as it is a hobby and a passion, gosh, what a fun job to have after paying your dues.
Which is why I want to have a career in this hobby, one way or another. I applied for a job at PCGS last year but not really wanting to move to California for reasons all too obvious.
This is one facet I think ANACS got right. You can easily find what you're looking for in those slab boxes!