Thank you for all who replied. Seeing so many Fines post reveal does provide me with a little more confidence I know what I am looking at/for in the series.
May I ask what standards you are referencing and how I may access them? I have been using the 7th edition "ANA Grading Standards" to learn and from and cross referencing with Coin World's "Making the Grade." From what I see, coin fits F well between those two references. As @Mike Thorne noted, breast lines are not full and skirt lines are not all present, so negates any VF grade from obverse. I'm simply not sure if there is something more recent with modified standards that I may be missing or needing to learn from?
I don't know what kind of device you're using, but one thing is certain. You either need a new mouse or a new keyboard - or both. I strongly urge you to get one or both !