I'm not really sure if this is an error or not. Some of my associates say yes others say no. Most are skeptics anyway. I would like to know if it's worth being sent off to grade... So any advice is welcomed.
Welcome to CT! Unfortunately it looks like PMD, post mint damage. The anomaly is concentrated on the devices, the high parts of the design. The high parts of the coin are most susceptible to damage.
You can send any coin to have it graded. If you think you have an mint error you would send it to have it attributed. That's an extra fee you need to pay for. But you don't need to do so for the quarter in question because it is only damage as stated.
Welcome to CT! Your quarter looks like it was under the tire of a car cutting donuts in a parking lot. Post Mint Damage (PMD)...sorry.
Just for fun, take a quarter and lay it face down on a concrete sidewalk. Step on it and then rub it back and forth on the sidewalk. Pick it up and look at it. Congratulations! You just learned how to copy a damaged coin.
I can't count how many times we did that "magic trick" with pennies in grade school. To us kids, it was "cool" to make a penny turn silverish by scraping off the copper coating by rubbing it on the sidewalk with our sneakers.
@TurtFredward welcome to CT. Your coin is just PMD, Post Mint Damage, meaning it happened AFTER it left the mint, so no error. My first impression was similar to @Hookman comment. Stepped on and twisted on a rough surface, but only the person that did that damage can say for certain what happened. Read and educate yourself if you are serious about collecting coins, but it's okay to post and ask questions here just to satisfy your curiosity, so good luck.
Back when I was a kid ('50's and '60's) we didn't have Zincolns. What we did have was liquid mercury, which we would use to rub a copper penny with it and "magically" turn it into a shiny, silver dime. As the saying goes "Ignorance is Bliss". We had no idea how toxic mercury was and still is.
And when I was a kid, I used to melt lead in the kitchen to make fishing weights. And kill ants with carb cleaner. That's when I learned that carb cleaner sets of indoor smoke detectors.