When your roll is missing a coin

Question: How do banks check the rolls of coins they get? If at all? They just take it on good faith?

 

Log in or Sign up to hide this ad.

Usually. I've been to a few banks that individually check each roll but most banks will just make sure they are the same size.

 

I don't coin roll hunt too much these days but this is what I used to do to deal with shortages as I got tired of taking hits due to the negligence of whomever turned the rolls in before me.

Now keep in mind banks bear (or should bear) culpability for not sizing the rolls prior to redemption by said negligent previous customers. A good teller will take a roll of dimes, quarters, halves, and dollar coins and measure them against their teller tray prior to acceptance. And maybe not all of what is brought in from a customer but a random sampling, at least.

Anyway, what I'd do is go through one roll at a time and count out how many coins were in the roll by threes. If the roll was under I'd fill it back up with exactly how many coins were inside of it. If it was over I'd set the overage to the side and roll back up with the proper amount. The overages were generally used to pay for and replace what I wanted to keep from a roll.

Now some may question this method and argue I should at least use the overages to fill the shortages. However, why should I continuously suffer and take a hit while at the same time not be able to enjoy the benefit of overages? The answers is, I shouldn't.

 

Yeah - Some people just can't count! I weigh every roll and separate the lows and highs from the nominals, then count/check the lows/highs first. For the most part it comes out pretty even. If Banks/CUs felt they needed to check coin-roll returns, we probably wouldn't be able to get rolls for CRH. What irks me is when BWRs are short.
Oh yeah - I also weigh each roll I re-pack (and I even repack BWRs) just to make sure I'm not part of the problem.

 

They are called Skyline Coins. Midlothian, VA. it says on the web. They must have changed their address over the years tho as I do not recall that address.