Should I return this

That's the problem with "made it ma, top of the world" (James Cagney) coins, there's only one way left to go.

 

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Welcome to CT Brady. Collect what you like and send back what you don't. It seems apparent that you question this coin and will always be "unhappy" with it, so send it back and search for another.

 

It all depends upon what you paid and what you want to do with it. I would NEVER pay big bucks for an MS or PR-70 graded copper coin. The chances of it going bad are too great.

If you are looking to be the king of the hill on the registry and got this one cheap, it's a good buy. If you paid a lot, and want a "real MS-70," I'd return it.

 

I don't think NGC specified time limits for other types of coins but they do mention certain conditions (i.e. improper storage, environmental factors, coin deterioration, etc.), under which their guarantee wouldn't be valid.

 

I mostly agree, bearing in mind that MS70 or not, it's a Crappy Zincoln. Perhaps @Insider might have some Insight...

 

Since it's a Zlincoln and if it is deterioration, I wouldn't keep it if it were mine. Just MHO.

 

Lots of great advice here already. AFAIK, no grading service guarantees coins with spots. For that reason, I suspect many are overlooked.

Whatever floats your boat but I'll never understand paying big money for slabbed "modern pocket change." Put the stuff away and grade it after several decades when someone may want it. Until then, put your money into something else.

 

Excellent point...hope the seller allows returns, or however eBay's money-back guaranty works.

 

Good advice.

 

@ldhair. Check the prices on eBay. They're crazy high for both sold and those for sale.

 

@Tbrady80 If you paid $50 for that 2019 W Lincoln Cent, don't think of returning it. Check the current prices on eBay.

 

hey Tbrady80 if it were mine i wouldn't return it but thats me. if this black mark is on your mind quite a bit everyday then by all means return it. good luck to ya man

 

Does the grading standard for MS70 state no blemishes visible to the naked eye, or also no blemishes visible under magnification? The spot on the OP coin may be within specification.

 

No. I overpaid by $50

 

I brought it to the coin dealer I’ve been going to they said the same. I don’t mind the mark. I just didn’t know what it was going to turn into.

 

This is all great advice. But I’m going to keep it. The mark doesn’t bother me. If anything is like to keep the coin to see what it turns into. I’m sure in 30 years from now I’ll be more interested in the look not so much the money.

 

Is it really a mark? Every time I look at it,k it look like a small piece of the copper is gone, but it hard to tell if not in hand. Jim+

 

https://www.ngccoin.com/coin-grading/ngc-guarantee/
"

1. Deterioration of Certain Coins. This Guarantee does not apply to certain Coins where the appearance of the Coin changes or deteriorates over time and such change or deterioration is responsible for any discrepancy between the assigned grade and the Coin’s actual grade. Guarantor shall make the sole reasonable determination as to whether this deterioration has occurred. The following specific parameters apply:
   1. In certain Coins, natural environmental deterioration may cause undesired features to appear, such as (but not limited to) spotting, hazing, PVC and corrosion. Spots, for example, can occur on modern silver Coins as a result of the minting process or other natural conditions over which Guarantor has no control. Therefore, this Guarantee does not apply to Coins exhibiting any of these issues.
   2. Coins made of copper, bronze and brass or are copper-plated can change over time. Accordingly, with regard to copper, bronze, brass or copper-plated Coins, the grade portion of this Guarantee will no longer apply after the 10-year anniversary of their date of encapsulation. The expiration date of the grade portion of this Guarantee can be found by entering the Coin’s certification number in the Verify NGC Certification section of the NGC website or by contacting NGC Customer Service.
   3. A number of countries issue Coins that are enameled, colorized, painted, hologram applied or jeweled at their mint facilities as part of the minting process. The methods used to apply these additive applications vary. Some are lacquered while others are enameled to hold the color in place. Colorized, painted, hologram, and jeweled Coins can, even with proper handling, before or after grading and encapsulation, lose some or all of these additive features. These additive features can chip, flake, or become dislodged. Such conditions may be due to the minting process or other natural conditions over which Guarantor has no control. Therefore, it is not guaranteed that Coins with additive features will retain their full mint-applied aspects or their assigned grade."

 

No it wouldn't. PCGS only has 11 of them as 70s with over 6k graded NGC has like 900. They gave a significantly higher percentage to the point it's very clear PCGS is harder on the 70.