I choose 65 at first and changed it to 64+ I don't think the op could afford a gem one like this instead of his new car.
Sorry, my bad. What I meant was: How do you know the source of the coin? Maybe it was from an inherited collection and then was sent for grading or maybe he is loaded?
the graders probably wouldn't let it pass 65 for this reason I would think if it did pass as a 65 it has 66 quality which by these pictures its definitely not a 66 look at the face marks and the rim
63. I don’t think it deserves to be a $20,000 coin, with the obverse like that. Too many bagmarks. If they went 64, I would never buy this coin as anything higher than 62-63. It is a very nice coin, but when there is a huge price jump like that, TPGs have to be very careful.
Well...it's certainly well struck that's for sure; but it is pretty baggy, so yea...I'd be in the 63-64 range myself.
Small issues but a very nice Morgan, MS-65 in my opinion. I'm a Morgan man and keep all of them whether they are graded or not. Thanks for posting it, good luck