Do you get funny looks too?

What if she would have taken the platinum eagle??????

 

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LOL
trust me, I'm in the midwest, wasn't going to happen. :goofer:

 

PHEW...
I wouldn't have even tried... LOL

 

My 15 year old bought a bike tonight from an 18 year old friend. We paid for part of it for his birthday. You guessed, it, along with some 20s and other paper money, my son gave him 20 Thomas Jefferson dollars. He exclaimed, "What am I going to do with these?"

My calm response, "Spend them."

chuckle.

 

Very cool!

Did somebody give him a weird look???

 

Sounds funny but try to remember that kids today know that currency/coins are soon going to be a thing for collectors only. Not much longer people will just not use currency or coins. All plastic society is on it's way. Even now many do not carry money, only plastic. My son is an example of that. He does have a small coin thing in his car for a possible just in case, but never carries cash of any kind. Like he said in college today, many, many kids use only plastic. Our monitary system will soon be for collectors only.

 

It realy is a sad state of affairs when the population dont know what coinage it has LOL we have had similar things over here with the introduction of not 1 new coin but the following all redesigned LOL 1p, 2p, 5p, 20p, 50p, £1 on top of that we have new design circulating 50p, £1, £2 coins practicaly every year :high5:

The number of traders I had ask me if they were real LOL (most around here will keep forign coins for me)

New coinage


Old coinage


And the mint actualy had a good advertising campaign yet many thought they were fakes or forign LOL

 

Good one! I had a similar response to someone who was trying to explain to me that the dollar coins are no good because he can't make night-time bank deposits with them. And, like the guy in your story, he concluded with "so, what am I going to do with them?"

And, like you, my calm response was (ok, everybody, all together now): "Spend them"

 

In a way, I agree with this, Carl. Most of the time I too carry no cash just as a convenience. But, there are still plenty of instances where even plastic won't work. It'll be unfortunate if the plastic age means credit cards and not debit cards. A credit card in every person's wallet would mean super inflation and bad news. I've always lived within my means and only bought what I could pay for. We may wish for a cash only society after a few years of rampant plastic spending.
Guy~

 

One can "credit card" everything, and still live within one's means. That's what my wife and I do -- simply because we get a 1% cash rebate on everything we charge. And so: we charge *everything* we can -- from dinners, to groceries, to a book of stamps at the post office, and everything in between. Then, we get the bill, and pay it all on time. There's no contradiction between that and living within one's mean (*if* you keep track of what you're spending).

The point, though, is that between CC's, and debit cards, there is less and less need for cash, and even less so for coins.

 

It is not that hard... You don't pay for, what you don't have..
You can't go out and buy a dang TV if you don't have the money in the bank account to pay for it, at the end of the month..
People think they can just charge things on their credit cards, and not pay, for some reason..
NEWSFLASH, a credit card, is just like writing a check.. To pay for it, you are using YOUR money... (Except credit card bills are due at end of month, and now when you right a check, the money that comes out, is almost instant)
But yes, this society is becoming one, of just using plastic...No metal or paper with ink..

 

I guess what I'm saying is the majority of people with credit cards NEVER pay them aff in their lifetimes. Many have three or four or more, all maxed out at the same time with no real means to pay them off ever, and no intentions of doing so. I'd say that represents the majority of cc holders. If thats not a recipe for disaster, then excuse me. But, yes, those few who pay theirs off at the end of every month, are essentially debiting themselves and saving a few pennies in the process. But thats the exception, not the rule. A plastic world would be a scary world.
Guy~

 

My parents use a credit card, as do many people, and have no problems...Because they are smart people..
Using a credit card, is almost like using a check, except with a credit card, you can get cash back, and all sorts of fun stuff..
That is like buying a morgan dollar, or, having the option to buy the same morgan dollar, with a free silver quarter

 

Not 100% in thread, but true story. I've got a young traveling friend. Passes through my house while traveling his annual circuit of going from VA to Colorado to sharpen knives for local restaurants and chiefs. Likes to do business out of his trunk here about Derby time. And he has become comfortable with my habit of using Prez dollars.

So we barter and swap goods which have included me keeping him supplied with a full series of BU Prez dollars which he choose to glues to the dash of the car he lives in, (unless he can bum an overnight crash) But the punch line.....seems he lost his collection to a bear that broke into his car and ate them!!! (I saw the dash. What a mess it made of it.) May have been the bubble gum he used for glue or the Jim Beam he had spilled that night on the dash. But he was sure the look on the bears face was NOT funny as it collected his change.

 

with all the credit card news today- maybe the CC companies will start charging more over the usual 4-5% for business to use CC money. I bet that some stores will start passing that charge on to customers.

with debit cards - its seems that banks push them more all the time in that one time you get an over draft and sock it to yah with that fee. thats money in their pockets

 

What do you think the last two decades have been!?

 

I have two cards from two different banks. I got both at roughly the same time a while back. Within the last week, I've received notices from both of them with a change in terms and letting me know that they can close the account without any notice. And that purchase APRs are going up. The harder economic times was both of their excuses. LOL!

One was cancelled immediately. That was a Chase card. I hate Chase anyway. They're criminals. It WAS a WaMu that had great service and provided me with a free credit report every month. Then WaMu got bought by Chase and it was a joke.
Chase never sent me a new card. Free online credit report... gone. Then, a few months after the take over, they tell my APR's going up (for the sake of maintaining profitability on my account!), unless I opt out, and they may close my account. So I called them up and very angrily told them to close that S.O.B. now!!!! Get it over with. 10.5% APR wasn't profitable enough so it was heading to 23%!! Now they get no business!!

What a smart move on their part! I was the least risk they could have had. The frickin card only has a 1500 limit to begin with. That's what I call desperation.

Oh yeah, the woman I talked to at Chase to cancel the thing, was so un-enthused I could barely understand what she was saying. No effort was made to keep me as a customer. At the end of the call, she says, "Is there anything else you needed today?" I said "no"....(silence) CLICK! That was it. She hung up. Man I hate that company.