Nice example from circulation http://www2.mrbrklyn.com/coins/11252008/ros_dime_2003_1.2.png http://www2.mrbrklyn.com/coins/11252008/ros_dime_2003_rev.png http://www2.mrbrklyn.com/coins/11252008/ros_dime_2003_rev_1.1.png
Mercs have Full Bands, Roosies have a Full Torch. To meet the designation of FT NGC requires that the horizontal bands full (well rounded) and split, but they also require that the vertical lines be well struck clear and distinct.